Business Opportunities


11310494920_business-success.jpgThe internet offers the easiest, least expensive opportunity to start a home business ever. Be careful when choosing home business opportunities

Avail of Grants for starting a small business to make your dream come true

11310495211_imagescamg9n8g.jpgIf you do not get grants for starting a small business, there is little hope of kick starting your dream venture. Traditional lending institutions like banks and other financial institutions usually bank on big business ventures for financing and ignore the requirements of the small entrepreneur. But, according to recently available statistics, small businesses have always been the backbone of the US economy in the past and continue to drive it still.

Grants available from a wide array of sources

Unless you get grants and financial assistance in these tough times, your small business venture will not get off the drawing board. To see the light of day, small businesses need grants from a wide array of sources. It is not only poor management and inadequate planning that can be the death knell for a small business, but lack of funds can also put an end to lofty dreams of an entrepreneur.

To turn dreams into reality, you need start up capital. And funds and grants are not only needed to get a small business up and running. Even existing businesses need funds to run as they can be affected mid-way for some reason or the other owing to lack of money. You may need money to part finance operations during a slump and grants could be the only way out. Grants for starting a small business is like a dream come true for many wannabe business persons coast to coast.

As there are different types of grants for starting a small business, your best bet would be to identify the right source depending on your need, exact nature of your business, location and future plans as well. Grants have been turning dreams into reality for small entrepreneurs in the US for long and the entrepreneur who is cash strapped and in need of funds to get on track, have always benefited.

Get a detailed business plan ready

There are individual grants, business grants, government grants, grants from specific organizations and much more. If you want a small grant for doing business in your state, you can easily avail of it provided you have a detailed and a winning business plan ready. There are state specific small business grants and you need to look for them. Financial assistance for the small entrepreneur is the key to his or her success.

If the federal government in your state does not offer grants for any reason whatsoever, you can always fall back on state level development agency grants for small businesses. These grants are state specific and you can benefit from them to kick start your business venture near you. It is like angel capital to start your small business based on an idea you were nurturing for quite some time. You can get instant funds in the form of grants for starting a small business.

Large and small business finance

01310495211_bank.jpgLarge business finance is often easier than small business finance, because large business finance have more money flow, which in other words, means more rooms and freedom for them to do what they can do to improve the business. And similarly, small businesses have less cash flow so they do not have much they can do to improve the small business. So small business finance is always a problem to a lot of small businesses, because small business finance is harder than what it might sound like. Because to successfully do small business finance, money is required, so for small businesses to do small business finance, obtaining a loan a must. But here is another problem that small business owners will face when they try to do small business finance by obtaining a loan, most banks are not very likely to give out loans to small businesses without a good small business finance system. But small businesses need to have the loan to start having their own good small business finance system. But their small business finance system is not allowing them to obtain the loan to do a good small business finance system.
Every business need business finance, no matter how big or how small your business is, there can be large business finance, as well as small business finance, and they will have times where they have problems with their cash flow at some point of their business career. And it does not matter why you are having problems with the cash flow, whether it is to expend your business, staying alive or any situation you might be having, we can have your small business finance fixed. We have experts in small business finance and our team of small business finance consultants can help your small business finance properly. We can lead your small business to discover the best solutions for your small business. And borrowing loans from us is a quick and fast process, so that you can save a lot of time from the long waiting procedure banks will give you, and you do not even need to worry everyday if the bank will approve you or not. Because Noble Solutions can give you an answer very quickly about your small business finance is approved or not. So you do not need to wait for a long period of time to get an answer.

How to select a Lead Vender

f_21310494642_business-cards.jpgThere is no shortage of Lead Venders on the Internet. And of course it goes without saying that they all offer the best leads.

Here are the critical factors that you must consider when purchasing leads

from anyone.

Can you reach the lead vender on the phone ?

Many online businesses do not have the staff to answer the phones.

Many are not even very good at answering emails in a timely manner or at all.

You have questions and you deserve answers at a minimum by email but you should be able to call also.

Are the prices of leads reasonable?

Leads come in a vast variety from simple opt-in emails to Real Time Phone Verified Leads.The basic difference is how much filtering has been done before you receive the lead. The more work we do the more you pay.

You should always compare pricing of equivalent leads. Make sure you are comparing apples to apples. If you don’t understand what you are about to purchase then call or send an email for clarification.

How do you evaluate the leads after you have purchased them?

Every lead vender can have a “bad” batch of leads from time to time. The rule of thumb is to purchase at least 3 batches of leads before making a decision about the quality. It is always easiest to blame the leads for lack of success but to be fair you should make sure to include your performance in the final evaluation.

Some items to consider when evaluating leads:

Did you reach all of the leads?

Was the person listed as a lead at the phone number given?

Were they receptive to your call?

If the person did not sign up in your opportunity the that does not make them a bad lead. There are lot’s of choices when it comes to a home based business.

Is there a Lead Replacement Policy?

No lead Vender will offer a universal replacement policy. But with that said they should offer replacements of certain leads. You should expect the following for reasonable replacement:

Phone Verified Leads should have a good phone number.

Phone Verified Leads should have the correct person at the phone number listed.

When you reach a custom generated lead they should know what you are calling about.

Opt-in Email leads should have no more than a 30% bounce rate.

Surveyed Leads should have no more than 25% bad phone numbers.

Most Lead Venders only offer leads and no other services. You may want to consider a Lead Vender that offers an entire eMarketing program. After all if they are involved with generating leads then they should have an extensive knowledge of Internet Marketing and be willing to offer those services.

Risk Assessment In The Workplace. Part 3


f_11324499999_building.jpgStep 4. Record your findings.

If you have less than 5 employees then you do not need to write anything down. Although you will find it useful to keep a written record of what you have done.

If you have five or more employees, then you must put in writing the significant findings of your risk assessment. This means writing down the significant hazards and your conclusions.

Examples might be something like:

Electrical installations: insulation and earthing checked and found OK.


Fumes from welding: local exhaust ventilation provided and regularly checked.

You must also tell your employees about your findings.

Suitable and sufficient, not perfect.

Risk assessment must be suitable and sufficient. You need to be able to show that:

a proper check was made,

you asked who might be affected (at risk),

you dealt with all the obvious significant hazards, taking into account the number of people who could be involved,

the precautions are reasonable, and the remaining risk is low.

Keep your written record for reference in the future. It will help you if a Health and Safety Inspector decides to pay you a visit and asks what precautions you have already taken. Or if you become involved in any legal action for civil liability.

It can also act as a reminder for you to keep an eye on any particular hazards and precautions.

You should also make sure that any new employees read the documentation so that they are aware of what is being done.

To make things easier, you could refer to other documents, such as manuals, the arrangements in your health and safety policy statement, company rules and regulations, working instructions, health and safety procedures, and your arrangements for general fire safety.

You may already list these procedures elsewhere. You do not need to repeat all of them, but it is up to you how you wish to present the documents. You could keep them seperately or combine them all into one document.

Step 5. Review your assessment and revise it if necessary.

Sooner or later you are going to bring in new machinery, substances or procedures which may lead to new hazards. If there is any significant change, add this new hazard to your assessment. You do not need to amend your assessment for every trivial change, or for each new job.

But if any change, or new job, brings in significant new hazards, then you should consider them in their own right and do whatever is necessary to keep the risks down.

And finally, it is a good working practice to review your assessment from time to time, to ensure that the precautions are still working effectively.

Business For Sale Valuations And Financing

11310496158_corporatetypesclimbingandfalling.jpgWhen you plan to initiate into a new business, you would like to make use of the existing business opportunities or at least to have a look at them. You might be required to make choices from among the different business models and types of businesses. You might prefer scouting for these opportunities in the classifieds of the newspapers or the internet based directories. Most of the times, it is the business for sale or the franchise opportunities which are on offer in these mediums. Opting to buy a business for sale might not be an easy thing to do but is nevertheless desirable when it fits into the strategy of your business. Two of the key areas which are of considerable importance for this type of business are the valuations and the financing of the deal.

The business for sale valuation is done keeping in mind many factors. You might be required to consider the market value of an identical property in the area. Further consideration could be the size of the business, the sales range of the property, industry to which it belongs and similar criteria. The assets of the business can be valued on the basis of liquidation value method or on the basis of the income capitalization method. The next step is to calculate the finds flow and the cash flow statements. This would require a hard look at all the heads of accounts and an analysis of the flow of funding into and out of the business. You shall keep an eye on the unreasonably high inflated incomes or the understated expenses. All the liabilities shall be considered in detail.

After doing the valuation of the business for sale, you might be required to negotiate a final price for the business. The terms of payment could be either on the ‘cash’ basis or on the ‘financing’ basis. For the sellers insisting on the cash, the final purchase figure could be less than the ones who are ready to work on the financing basis. However, even if a purchaser is able to buy the business with cash, it is still advisable to take the seller financing route for funding the deal.

There are many obvious benefits of the same. With seller financing of the business for sale, the seller is required to arrange for the funding of the business at the mutual agreed price with the buyer. Usually, the banks can finance the deal to the extent of 30-50% of the purchase price or it could even be more. The benefit for the buyer is that the risks of the business for sale deal can be minimized by keeping the seller involved. The seller validated the viability of the business in this way. This also helps the buyer in that he does not have to cough our all the money in one go and would be happy to pay a small installment. Even lump sum balloon payments can be negotiated with the financers. The seller also gets a good number of interested parties if he advertises that he is willing to go for seller financing of the D.E.A.

Computing the Value of Your Business for Sale

01310676112_fansstuff5619.jpgIf you are thinking of putting up your business for sale, one of the many things you will have to consider is how you will value your business. Of course, it is not ideal that you just come up with a number that you will be using as the price of your business. This is where many people go wrong. They think that they can easily put a price on their business, however they want it. As a result, they are unable to sell their business because investors will feel this is something that needs to be discussed more intently.
Aside from putting a wrong price in your business for sale, there are some who are afraid of coming up with a price they can give interested investors. This is because they think they are not in the right position to give out a price that will be right for their business. For this reason, they rely on their broker or seller to make an estimate.
However, it is important that you are also able to value your business. You will need to know how much the current value of your business is by identifying how much its ability to produce income is. The best way to value your business for sale is by doing the following:
The first thing you need to do in valuing your business is to add up your assets. If you don’t know what assets are, these are items that have some sort of value; whether it is cash, patent, property, or trademark. You have to add the value of your existing inventories and equipment to the list as well.
Don’t forget to add the value of your intangible assets to the list. This will include your industry reputation as well as your business location.
To value your business for sale, you will also have to ask for an additional amount of money from the total sum of the assets you have computed for. Get a figure or a percentage of how much you would like to get paid for the business. This amount should be above the valuation of your asset. The combination of your extra profit and your assets should be your asking price for your business for sale.
If you have a broker who is helping you advertise your business for sale, you need to add another 10% on your asking price. This 10% will be paid to your broker’s fee for the help he will provide you.
By knowing how you can properly compute for the value of your business for sale, you can easily come up with its fair market value. This will allow you to get more interested investors, especially if the price is just right.

Small Business ERP – Be Aware of These Things

21310676722_meeting6.jpgFinding the right Small Business ERP for your company
Small Business ERP is a unique category of enterprise software. It typically needs to have all the functionality of large corporate ERP software, but it needs to have as few clicks and screens as possible to ensure that the users are not overburdened with a lot of time spent entering data. The size of the business does not necessarily change the functionality required in the software. Rather, the small company often has a need for higher efficiency since they cannot afford the manpower to maintain the system.
When you look at ERP software, there are three tiers of applications. Tier 1 is large multi-national software solutions, such as Oracle, SAP, and JD Edwards. Tier 2 is the mid-market level. These applications are suitable to businesses in the range of 50M to 250M. This is the sweet spot of the market. Like any bell curve, the mid-market has both the most customers, as well as the most product offerings. The last tier is the Tier 3 offerings which is the small business ERP category. These are systems suitable for 1 person startups to about the $50M level, although some of these products become inefficient if they have more than 20 users on the system. So while they claim to be Small Business ERP offerings, they are for the smallest of companies.
Things to look for in Small Business ERP
When evaluating small business ERP solutions, it is important that you properly screen the potential software candidates to ensure you get a software that fits your business. If you don’t you will run into many different issues.
Here are some tips:
1. Make sure that the small business ERP software you are looking at fits into your niche.
2. Make sure that the data entry is simple and efficient
3. Make sure that the database platform can be managed by you or your staff
4. Look at the support offerings of the small business ERP provider to ensure that it is tailored to your needs
5. Determine that the small business ERP reseller provides enough training to properly get your staff up and running
Let’s discuss these points. First you need to make sure that the software you are looking at fits within the business model or industry that you work within. A retail store should not use a software designed for distributor. See what other customers that the software provider has worked with in the past and ask for specific examples of companies in your industry.
You need to make sure that the users do not become slaves to the system. Make sure that the data entry screens are simple, efficient and do not require a lot of bouncing around to other screens to input simple things such as invoices or purchase orders.
The heart of the system is the database. You need to make sure that the database does not require a full-time system admin to maintain it. It should be designed to be self maintaining and easily managed. Learn a little bit of the technical requirements from the Small Business ERP solution provider. You do not want to be in the situation where you need to bring in a specialized database administrator if later something goes wrong.
Small Business ERP should have support designed for you the small business owner. You should easily be able to call in and immediately speak to a rep for support. You don’t want to have to wait for days to get answers. Be careful of small systems with small support staffs. Especially be wary where the system is developed and maintained by one or two people. Yes, they are also a small business, but it will be a big problem when they are not available to assist you.
Lastly, you and your staff need to have enough training to properly operate the application. Do not skimp on this point. You need more training than you think. In fact, it would be good to plan on training to go live and at least one other training session a month after go-live to answer any questions and resolve any problems from a lack of knowledge. You won’t become experts on the system in a day, so plan on future training sessions.
The future of Small Business ERP
The future of Small Business ERP seems to be one of two paths. There are those systems that will continue to be operating on a small network of computers and do quite well on them, such as Quickbooks or DBA Software. The other path is that of small business ERP companies such as Netsuite, who are leading the charge to bring small business ERP to the cloud. This means that you will have access to the application through a browser and no installed software will exist on your site. You are licensing access to a system that stores your data remotely and operates via an internet connection.
People often are concerned with this model as your data lives somewhere else. The fact of the matter is it is probably safer there than on a computer sitting in your back room. The data center security policies and the high-levels of authentication that are enforced by cloud computing providers truly lock down your data and its accessibility. Whereas your server in your back room is often open to anyone who happens to wonder by. This seems to be riskier. Nonetheless, whichever path you choose, you can be assured that the small business ERP industry is continuing to grow and develop.

Residual Income Business Opportunity

01310494920_business-1.jpgToday, the residual income opportunities represent the ideal type of businesses for many people. If you are looking for a residual income business opportunity, you should know that you have the support of many websites that offer you the chance to get a residual income easily. However, you have to make sure that the website you consider to rely on is a genuine service and not a scam, which just wants to deceive you by getting the residual income instead of you.

Creating Your Own Residual Income Business

Even though you are able to find various residual income small business opportunities, it might be difficult to get the one that you want. This way, if you are not able to find any satisfactory opportunities, you can set up your own business. But, in order to do this, you need to be prepared to conduct a complete research, invest a lot of time and work very hard.

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With more and more people working longer hours and even the average couple working as a two income family, who is taking care of the dogs? No matter where you live, dog care is a rapidly growing niche in the list of potential residual income business opportunities.However, the outcomes, which are shown by most residual income businesses, highlight the fact that you should definitely make all these efforts. All you have to do is to learn how to create a proper website and monetize it. After that, you can create your own residual income system.

Getting the Residual Income Business Ideas

One of the most frequent residual income business ideas, which can deliver sometime a great business opportunity passive income, is Google AdSense. Of course, this is just an example and not a recommendation. Today, many people are choosing this business opportunity in order to get some additional income. You can easily start this type of activity by setting up a blog and add the AdSense option to it. However, you have to make sure that you drive traffic to it as you can get some good money only and only if you have hundreds of visitors every day.
It is true that it requires great efforts but you might get the results you expect.

If this idea does not represent a good solution, you can easily look into those businesses that offer the return of investment business opportunity. In general, these businesses propose different strategies that can bring you nice returns of your investments. However, in order to get some significant profits, you have to make sure that you have the right sum of money to use for different investments.

Take Time to Test Different Options

Unfortunately, there are no guarantees in the residual income business field. This way, what works for some people might not function for others and vice versa. For this reason, the best way to find a suitable residual income business opportunity is to test a few methods to see how they work. For sure, this thing means time and even money wasting, but it might bring you great results in the long term. The most important thing is to never give up; you must try until you succeed. The residual income opportunities are widely available but you have to be determined to find the best suitable option for you.